NJ Housing Needs Resources

The following is a listing of resources which link to facts and figures that offer insight into New Jersey's housing affordability and other useful information. Please note, the links provided below are for informational purposes only and do not equal a preference or endorsement.

History of State Funding and Support for Housing and Community Development Programs
Includes a description of former and current housing and community development programs in the State of New Jersey.

Housing Resource Guides for Superstorm Sandy Designated Hardest Hit Counties
A listing of available housing resources in each of the nine federally designated Superstorm Sandy hardest hit counties including: Bergen, Essex, Union, Middlesex, Hudson, Monmouth, Ocean, Atlantic, and Cape May.

New Jersey HUD Certified Housing Counseling Organizations
This listing is of the HUD certified housing counseling organization that are part of the Network's housing intermediary sub grantee group.

NJ Hardest Hit Programs
Administered through the NJ Housing and Mortgage Finance Agency, the New Jersey’s Hardest Hit Fund (NJHHF) program is funded through a federal grant from the United States Treasury’s Hardest Hit Fund. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is the official administrator of the program for the State of New Jersey. New Jersey’s Hardest Hit Fund program consists of the NJ HomeSaver and NJ HomeKeeper programs.
http://www.njhousing.gov/foreclosure/

County Homelessness Trust Funds
The New Jersey Coalition to End Homeless has designed a toolkit to assist advocates in their efforts to help create County Homeless Trust Funds. The toolkit includes a fact sheet, endorsements, model ordinance and county plans.

http://www.njceh.org/#!homelessness-trust-funds/c23ky

Congressional Budget Office Report on Federal Housing Assistance
This September 2015 report from the Congressional Budget Office (CBO) contains information on all Federal Housing Assistance programs for Low-Income Households and explores policy options for better assisting this population in the future.

https://www.cbo.gov/sites/default/files/114th-congress-2015-2016/reports/50782-LowIncomeHousing.pdf

NJ Fair Housing
To assist nonprofits and advocates in participating in fair share housing planning at the municipal level, this guide spells out what steps municipalities must take, opportunities for public comment and influence, and judicial proceeding that may be anticipated.
www.hcdnnj.org/njfairhousing

Congressional District Housing Profiles
Housing data on the needs of renters by Congressional district. For example in District 1, South Jersey, over 1/3 of renters whose incomes are between 31% - 50% of median income (a family of four earning under $25,000/year) pay over half their income on housing.

http://nlihc.org/involvement/local/state/NJ


Housing Affordability and Aging-Friendly Communities
A report by New Jersey Future takes a municipality-by-municipality look at the issue of housing affordability for the state's older residents, and finds that in many places, older residents suffer significant housing cost burdens.
http://www.njfuture.org/2015/12/08/places-to-age-2/

Make Room New Jersey Housing Crisis Profile
New Jersey specific data on the rental housing crisis.
http://www.makeroomusa.org/wp-content/uploads/2015/06/FactSheet_NewJersey.pdf

Rutgers New Jersey Data Book
Published as a free public service by Rutgers' Center for Government Services (CGS), the New Jersey Data Book includes statistics on New Jersey’s 565 municipalities, its legislative districts, counties, schools, elections, and people.
http://njdatabook.rutgers.edu/

Affirmatively Furthering Fair Housing (AFFH) 101
The National Low Income Housing Coalition has put out this helpful introductory summary and links on final AFFH Rule, draft AFH template, and AFFH data tool.
http://nlihc.org/article/hud-publishes-revised-fair-housing-assessment-tool-new-faq-and-fact-sheet

Urban Institute Rental Affordability Map
The Urban Institute released an updated map showing the gap between the need for and availability of housing affordable to extremely low income (ELI) renters. Using 2013 data from the American Community Survey (ACS) Public Use Microdata Sample (PUMS), the map compares the number of ELI renter households with the number of adequate, affordable, and available units by county.  You can click on map and it will show this data for each County in NJ.
http://datatools.urban.org/features/rental-housing-crisis-map/


NJ Interagency Council on Homelessness Final Report
This report issues recommendations on Housing First policies, Rapid Re-Housing, and improved coordination among state agencies and social service providers that deliver key services to homeless individuals and families and those at risk of homelessness.
http://ow.ly/MUbYP

Paycheck to Paycheck from the National Housing Conference
“Paycheck to Paycheck” has data on the median incomes for 80 occupations by metropolitan area and shows what housing each occupation group can afford.
http://media.wix.com/ugd/19cfbe_e17dd74fd626472d8b2febba4caec37b.pdf
 

NJ Department of Community Affairs
2015-2019 New Jersey Consolidated Plan has charts showing housing needs by County.
http://www.state.nj.us/dca/announcements/2015/approved/20150702_dhcr_conplan_draft_2015.html
 
Together North Jersey
Together North Jersey “Housing Baseline Assessment Report” written by Alan Mallach for the Housing Community Development Network of New Jersey that shows the extent of the housing crisis in NJ.
http://togethernorthjersey.com/wp-content/uploads/2014/02/Baseline+Housing+Report_final.pdf

Center on Budget and Policy Priorities
Fact sheets on the number of vouchers in use in New Jersey and a breakdown by population type on who housing vouchers are currently helping.
http://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-NJ.pdf
http://www.cbpp.org/sites/default/files/atoms/files/3-10-14hous-factsheets_nj.pdf

United Way ALICE Report
The ALICE Report  – Asset Limited, Income Constrained, Employed - finds that despite New Jersey’s reputation as a wealthy state, the number of households that cannot afford basic household necessities increased from 32 percent in 2007 to 38 percent in 2012.

http://www.unitedwayalice.org/

Out of Reach Report
The report, Out of Reach 2016, is a national study by the National Low Income Housing Coalition (NLIHC), a Washington, D.C.-based housing policy organization. The report provides the Housing Wage and other housing affordability data for every state, metropolitan area, combined non metropolitan area, and county in the country.

http://www.hcdnnj.org/out-of-reach

Regional Plan Association Discretionary Income Map
Interactive map shows how much spending money typical households in the New York metro region have left over after accounting for housing, transportation and taxes.
http://fragile-success.rpa.org/c/3.html