Out of Reach 2023
According to an annual, national report, New Jersey is the sixth most expensive location for renters. The report, Out of Reach, was jointly released by the National Low Income Housing Coalition (NLIHC), a research and advocacy organization dedicated solely to achieving affordable and decent homes for the lowest income people, and the Housing and Community Development Network of New Jersey (the Network). Learn more at

Upcoming Events and Meetings

Tri-County County A-Team Meetings 2023
Tuesday, September 26, 2023, 10-11AM - agenda here

For more information, contact Matthew Hersh, Director of Policy and Advocacy at [email protected]

Upcoming Network Events:
First Friday Member Discussion
Friday, September 8, 2023 at 11AM

Under One Roof: Network Conference & Membership Meeting
Friday, October 20, 2023

Become a Member!

With over 250 members of affordable housing and community development corporations, individuals and others who support the creation of homes and economic opportunity for low- and moderate- income residents, the Network's goal is to make housing and community choices more balanced and equitable. We are proud to be NJ's premiere source for public policy advocacy, technical assistance and training resources, and cutting-edge research for our partners' community revitalization efforts. Click here to learn more!

Our members include:

  • Nonprofit affordable housing and 
    community development organizations
  • Community organizing agencies
  • Other community-based nonprofit organization
  • Technical assistance providers
  • Various social service agencies
  • Financial institutions
  • Builders and developers

County Background

Tri-County: Cumberland, Gloucester, and Salem

The Tri-County region’s persistent homelessness levels, a severely depressed South Jersey economy (unemployment is at around 14 percent), and poverty numbers in Cumberland and Salem that far surpass the state average, continue to vex the region amid a lack of housing options. Because of the relatively small population, our members are poised to put a dent in these indicators of a chronically sagging economy. 

Key policy focus:

  • County Homelessness Trust Fund

  • Neighborhood Empowerment Safety Training

  • Healthy Homes—Our members can work with municipalities and property managers to help educate the benefits of no-smoking rules as well as to work with policymakers to encourage active-friendly communities.

  • Vacant properties inventory—Despite the depressed market, the affordable housing stock is very limited. In Salem City alone, the average income is $23,000/year and yet the average rent is $1,200/month. The Tri-County A-Team will work with mayors, councils, and the freeholder board on identifying ways to repurpose the region’s vacant properties.


The following is a list of food, healthcare, housing, and financial resources along with resources for families, children, and seniors. Additional resources can be found here on our main resources page.

Emergency Assistance
An explanation of Emergency Assistance from the NJ Department of Human Services Division of Family Development.

SEED: Growing our Communities Program
Sponsored in partnership by the Network and New Jersey Community Capital (NJCC), this program provides HCDNNJ members and non-members access to low-cost, pre-development loans to support their economic development projects.

New Jersey HUD Certified Housing Counseling Organizations
This listing is of the HUD certified housing counseling organization that are part of the Network's housing intermediary sub grantee group.

Homelessness Trust Fund
This toolkit is to assist advocates in their efforts to help create County Homeless Trust Funds. Here you'll find a fact sheet, endorsements, model ordinance and county plans.