NJ Housing Resources

The following is a listing of resources which link to facts and figures that offer insight into New Jersey's housing affordability and other useful information. Please note, the links provided below are for informational purposes only and do not equal a preference or endorsement.

NJ County Resource Guides
A listing of available food, housing, healthcare, legal, and financial resources by county. As well as resources for families, children, and seniors.

New Jersey Guide to Affordable Housing
Produced by the NJ Department of Community Affairs, this guide lists income-restricted affordable homes for rent and for sale in NJ. Affordable housing comes in different varieties, so becoming knowledgeable about housing programs can help in your search. Most of the developments are funded by the federal government or state programs.

A4/S50 Fair Housing Reform Legislation Presentation - Recording available upon request to members ([email protected])
In March 2024, Gov. Phil Murphy signed into law a new framework intended to guide towns toward meeting their 4th round of affordable housing obligations under the state’s Mt. Laurel Doctrine. This landmark legislation allows for a multitude of affordable housing types and provides flexibility to towns and non-profit builders to achieve their goals. Network members will play an important role in achieving these obligations. This webinar features Assembly Housing Chair Yvonne Lopez, the Network, Fair Share Housing Center, and Network members offering a virtual step-by-step look at S50. (Slides from the presentation, Maplewood RFEI Addendum #1, Maplewood’s Housing Element and Fair Share Housing Plan, Volumes I & II, Chester Township RFP)

NJ Department of Community Affairs Rental Assistance Fact Sheet
Through its COVID-19 Emergency Rental Assistance Program (CVERAP), DCA has distributed more than $752 million in federal Emergency Rental Assistance funds for rental arrears and ongoing rent payments to more than 81,400 households in New Jersey who were impacted by the pandemic. Additionally, the Department is providing more than 32,000 households in New Jersey with rental assistance on a monthly basis for up to two years through the Eviction Prevention Program (EPP).

Local Code of Ordinances Directory
The New Jersey Department of Community Affairs (DCA) announced the launch of DCA’s new Local Code of Ordinances Directory. The Local Code of Ordinances Directory is the first comprehensive database of New Jersey municipal and county codes of ordinances and administrative codes. It provides convenient one-click access to all municipal codes of ordinances and county administrative codes made available online that are known to the Department of Community Affairs as of October 21, 2022.

Emergency Assistance
An explanation of Emergency Assistance from the NJ Department of Human Services Division of Family Development.

New Jersey Renters at Risk of Eviction in 2022
Many renters have received assistance to cover back rent, and some will receive assistance through 2022. Many others have not and will not receive assistance. Some of those who received assistance during 2021 may yet fall into arrears and be at risk of eviction in 2022. This analysis is to take these questions into account, and come up with an estimate of the number of households by income range likely to be at risk of eviction during 2022.

Combat Sexual Harrassment in Housing
Sexual harassment in housing is sex discrimination under the Fair Housing Act, but many people do not know this conduct is illegal or that the U.S. Department of Justice investigates these cases. 

SEED: Growing our Communities Program
Sponsored in partnership by the Network and New Jersey Community Capital (NJCC), this program provides HCDNNJ members and non-members access to low-cost, pre-development loans to support their economic development projects. 

NJ Housing and Community Development Programs
Includes a description of former and current housing and community development programs in the State of New Jersey.

Automatic Expungement of Marijuana Record
This flyer reviews New Jersey’s automatic expungement process for marijuana offenses.

New Jersey HUD Certified Housing Counseling Organizations
This listing is of the HUD certified housing counseling organization that are part of the Network's housing intermediary sub grantee group.

County Homelessness Trust Funds Toolkit
This toolkit is to assist advocates in their efforts to help create County Homeless Trust Funds. Here you'll find a fact sheet, endorsements, model ordinance and county plans.

Developing Effective Municipal Housing Plans

To assist nonprofits and advocates in participating in fair share housing planning at the municipal level, this guide spells out what steps municipalities must take, opportunities for public comment and influence, and judicial proceeding that may be anticipated.

Congressional District Housing Profiles
Housing data on the needs of renters by Congressional district. For example in District 1, South Jersey, over 1/3 of renters whose incomes are between 31% - 50% of median income (a family of four earning under $25,000/year) pay over half their income on housing.

Rutgers New Jersey Data Book
Published as a free public service by Rutgers' Center for Government Services (CGS), the New Jersey Data Book includes statistics on New Jersey’s 565 municipalities, its legislative districts, counties, schools, elections, and people.

NJ Interagency Council on Homelessness Final Report
This report issues recommendations on Housing First policies, Rapid Re-Housing, and improved coordination among state agencies and social service providers that deliver key services to homeless individuals and families and those at risk of homelessness.

Paycheck to Paycheck from the National Housing Conference
“Paycheck to Paycheck” has data on the median incomes for 80 occupations by metropolitan area and shows what housing each occupation group can afford.

Federal Rental Assistance Fact Sheets
Fact sheets on the number of vouchers in use in New Jersey and a breakdown by population type on who housing vouchers are currently helping.

United Way ALICE Report
The ALICE Report  – Asset Limited, Income Constrained, Employed - finds that despite New Jersey’s reputation as a wealthy state, the number of households that cannot afford basic household necessities has increased.

Out of Reach Report
The report, Out of Reach, is a national study by the National Low Income Housing Coalition (NLIHC), a Washington, D.C.-based housing policy organization. The report provides the Housing Wage and other housing affordability data for every state, metropolitan area, combined non metropolitan area, and county in the country.

Gap Report
Each year, the National Low Income Housing Coalition (NLIHC) measures the availability of rental housing affordable to extremely low-income households and other income groups. Based on the American Community Survey Public Use Microdata Sample (ACS PUMS), The Gap presents data on the affordable housing supply and housing cost burdens at the national, state, and metropolitan levels. The report also examines the demographics, disability and work status, and other characteristics of extremely low-income households most impacted by the national shortage of affordable and available rental homes. NJ State Housing Profile 2022