FORECLOSURE COUNSELING RESOURCES

Basic Information About Foreclosure:

Fast facts on foreclosure from the NJ Housing and Mortgage Finance Agency:

http://www.state.nj.us/dca/hmfa/foreclosureprevention_resources.pdf

Access the Legal Services of NJ Timeline on Foreclosure:

http://www.state.nj.us/dobi/njhope/legalservices_foreclosetime.pdf

Information on how to avoid foreclosure scams from the NJ Department of Consumer Affairs:

http://www.state.nj.us/lps/ca/brief/foreclosure.pdf

Facts on Foreclosure Rescue Scams from the Federal Trade Commission:

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre42.pdf

For predatory lending signs:

http://www.state.nj.us/dobi/division_consumers/finance/hoa03warning.htm

 

Government/Consumer Advocates:

To file complaints or make inquiries related to banking, insurance and real estate, contact the NJ Department of Banking and Insurance:

http://www.state.nj.us/dobi/consumer.htm

 

NJ Foreclosure Prevention Resources:

For families having trouble with their mortgage, contact the NJ Homeownership Preservation Effort from NJ HOPE:

http://www.state.nj.us/dobi/njhope/

For a description of NJ Foreclosure Mediation Program:

http://www.judiciary.state.nj.us/civil/foreclosure/11290_foreclosure_med_info.pdf

Foreclosure FAQs and important foreclosure mediation forms for homeowners can be found at the NJ Courts Foreclosure Mediation site:

http://www.judiciary.state.nj.us/civil/foreclosure/index.htm

The Mayor’s Toolkit from NJ HOPE is a comprehensive set of resources about foreclosure, responsible lending practices:

http://www.state.nj.us/dobi/njhope/mayorkit.html

To learn more about the New Jersey HomeKeeper Mortgage Assistance program:

http://www.nj.gov/dca/hmfa/home/foreclosure/homekeepers.html

For a list of HUD approved housing counseling agencies:

http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NJ

 

For Consumers/Homeowners:

Learn about Legal Services of NJ Anti-Predatory Lending Project:

http://lsnjlaw.org/english/placeilive/iownmyhome/aplp/index.cfm

For a listing of of state-licensed debt adjustors:

http://www.state.nj.us/dobi/division_consumers/finance/counselors.html#debtadjust