Basic Information About Foreclosure:
Fast facts on foreclosure from the NJ Housing and Mortgage Finance Agency:
http://www.state.nj.us/dca/hmfa/foreclosureprevention_resources.pdf
Access the Legal Services of NJ Timeline on Foreclosure:
http://www.state.nj.us/dobi/njhope/legalservices_foreclosetime.pdf
Information on how to avoid foreclosure scams from the NJ Department of Consumer Affairs:
http://www.state.nj.us/lps/ca/brief/foreclosure.pdf
Facts on Foreclosure Rescue Scams from the Federal Trade Commission:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre42.pdf
For predatory lending signs:
http://www.state.nj.us/dobi/division_consumers/finance/hoa03warning.htm
Government/Consumer Advocates:
To file complaints or make inquiries related to banking, insurance and real estate, contact the NJ Department of Banking and Insurance:
http://www.state.nj.us/dobi/consumer.htm
NJ Foreclosure Prevention Resources:
For families having trouble with their mortgage, contact the NJ Homeownership Preservation Effort from NJ HOPE:
http://www.state.nj.us/dobi/njhope/
For a description of NJ Foreclosure Mediation Program:
http://www.judiciary.state.nj.us/civil/foreclosure/11290_foreclosure_med_info.pdf
Foreclosure FAQs and important foreclosure mediation forms for homeowners can be found at the NJ Courts Foreclosure Mediation site:
http://www.judiciary.state.nj.us/civil/foreclosure/index.htm
The Mayor’s Toolkit from NJ HOPE is a comprehensive set of resources about foreclosure, responsible lending practices:
http://www.state.nj.us/dobi/njhope/mayorkit.html
To learn more about the New Jersey HomeKeeper Mortgage Assistance program:
http://www.nj.gov/dca/hmfa/home/foreclosure/homekeepers.html
For a list of HUD approved housing counseling agencies:
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=NJ
For Consumers/Homeowners:
Learn about Legal Services of NJ Anti-Predatory Lending Project:
http://lsnjlaw.org/english/placeilive/iownmyhome/aplp/index.cfm
For a listing of of state-licensed debt adjustors:
http://www.state.nj.us/dobi/division_consumers/finance/counselors.html#debtadjust
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